Some charge a fee, but you can usually get tax relief on this, as long as the card is used strictly for business purposes. You will likely be offered a bigger credit limit, although that will vary depending on the size of your business and credit history. Lots of top cards come with certain perks, such as cashback or travel insurance. Similar to a consumer credit card, business credit cards are designed for especially businesses – large and small. It could be a great way to manage your firm’s finances but they can be expensive. A business credit card is designed for business owners and employees who spend money on behalf of the company.